Volatility will continue to dominate the cryptocurrency market in 2024, with recent events adding to the turbulence. Both cryptocurrency and stock markets reacted sharply to the Federal Reserve’s revised 2025 outlook, which hinted at smaller rate cuts and higher inflation expectations.
Bitcoin (BTC) fell below $100,000 and liquidation volumes rose to around $850 million in just 24 hours, reflecting increased investor concern.
Amid growing uncertainty, investors are increasingly turning to altcoins as a way to diversify their portfolios and take advantage of potential growth. Ahead of 2025, Finbold analyzed market trends and consulted with ChatGPT-4o to identify two altcoins with significant growth potential.
ChatGPT identifies 2 altcoins for 2025 portfolio
In response to the query, the AI model highlighted XRP and Hedera (HBAR) as standout assets that offer promising opportunities for building a diversified and sustainable portfolio in the dynamic cryptocurrency environment.
Hedera (HBAR)
ChatGPT identified HBAR as a key player in the digital asset space, citing partnerships and ecosystem expansion. One notable development is its integration with Chainlink (LINK) decentralized oracles, which brings Chainlink data feeds and proof-of-reserve mechanisms into Hedera.
This collaboration expands the infrastructure of decentralized finance (DeFi) applications by providing developers with tamper-proof market data.
ChatGPT noted that this integration reduces risks such as data manipulation and increases liquidity in DeFi markets.
AI also pointed to Hedera’s partnership with RedSwan CRE, a commercial real estate tokenization platform, as a critical driver of HBAR adoption. By providing access to tokenized real estate, this collaboration is expected to promote the adoption and utility of HBAR among investors.
The tool also highlighted growing optimism about cryptocurrency ETFs. Analysts speculate that Khedera could win ETF approval, especially with the potential appointment of cryptocurrency proponent Paul Atkins as the next SEC chairman.
Hedera’s classification outside the securities industry makes it a strong contender for regulatory approval.
At press time, HBAR is trading at $0.29, reflecting a one-day loss of 1.4% but a notable monthly gain of 110%.
XRP
The artificial intelligence model has indicated that Ripple Labs’ recent developments are critical to XRP’s potential growth. The approval of RLUSD, Ripple’s US dollar-pegged stablecoin, expands its ecosystem and utility, making it an attractive choice for both institutional and retail investors.
Regulatory optimism is also improving XRP’s prospects. The potential replacement of SEC Chairman Gary Gensler with cryptocurrency advocate Paul Atkins could result in the SEC’s lawsuit against Ripple Labs being dismissed, clearing a major regulatory hurdle.
The AI tool showed how such a shift could catalyze a new wave of institutional adoption and strengthen XRP’s position in the market.
XRP is currently trading at $2.31, with a one-day decline of 5.8%, but a notable month-over-month gain of 110%.
With strong fundamentals, institutional support, and a thriving ecosystem, HBAR and XRP are prime candidates for exponential growth.
These assets will be an important addition to a well-diversified cryptocurrency portfolio, offering significant opportunities in the evolving digital asset space.
Featured image via Shutterstock
